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Legal Brief Writer, Pro Se Assistance Michael A. S. Guth

Dr. MICHAEL A. S. GUTH
Attorney at Law
Ph.D. (Economics), J.D. Univ. of Tenn.
Licensed in Tennessee since 1998
send e-mail
(E-mail is quickest method of contact).
Hours: Monday - Friday: 9:30 AM  - 6 PM,
Saturday & Sunday 1 PM - 6 PM.


  116 Oklahoma Ave.
  Oak Ridge, TN
  37830-8604
  Phone: (865) 483-8309


 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=956042085

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Category: Consumer Law

Location: TN

Subject:  Is it Fraudulent

 

Im in California, I purchased gemstones from Tennessee, on a tv  shopping network..They advertised them as top of the line stones, worth 1299.99, there were two, but when I took them for appraisal. The gemologist said, they were garbage.The lowest quality,  and worth nothing compared to purchase price. On the tx they showed grade A, but I received grade z. On both. What should I do??

 

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=263182608

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Category: Consumer Law

Location: TN

Subject:  Re: Is it Fraudulent

 

I hope you were smart enough to pay for gemstones with a credit card and not with cash or money order.  If you did the former, then contact your credit card company immediately and contest the payment.  If you did the latter, then you can file complaints with a dozen different fraud websites on the Internet.  If you want to sue the company for fraud, you can do that.  However, you would likely have to represent yourself Pro se (without a lawyer), because the cost of legal fees would outweigh the value of your fraud losses recovered in the suit.  For Pro se assistance, go to http://michaelguth.com/prose.htm

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=226609754

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  child custody

 

I am behind on child support just because i am behind can my wife take my parental rights away from me ? What is the legal age that my kids can choose to live with parent of there choice? 

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=267384991

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Re: child custody

 

No, you will not lose your parental rights from falling behind on child support, although you may have to file a document in court explaining why you fell behind, e.g., unemployment.  A child at age 18 has reached legal adult status and can choose where she lives.  Also, there is case law in Tennessee suggesting a minor's opinion at age 14 should have a significant bearing on a judge in deciding what is in the "best interests of the child."  If you go to my website at http://michaelguth.com/prose.htm you will find numerous examples of pleadings drafted in the past concerning child custody and visitation.

 

Also, you cannot constitutionally be put in jail if you are deadbroke and lack the means to be put in jail.  However, Tennessee trial courts have been putting indigent child support debtors in jail in unconstitutional debtor prisons.  Therefore, it is very important that you do not sit on your rights but actively assert your rights and explain why you have not been able to make child support payments.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=495595659
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Category: Business Law
Location: TN
Subject:  Can small business (incorpororated) sue non-paying client in small 
claims court?
 
We are a small photo-finishing company with a non-paying client. He has not 
responded to multiple collection letters and phone calls. His account is over 
160 days old. Can we as an incorporated business sue him in small claims court? 
If so can we do it in Tennessee if his business is located in SOuth Carlina? Or 
can we only turn him over to a collection agency? Can we report him to BBusiness 
Bureau and other organizations? Thanks for any help
 
 
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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=528084616
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Category: Business Law
Location: TN
Subject:  Re: Can small business (incorpororated) sue non-paying client in small 
claims court?
 
Collection agencies are a complete waste of time.  Yes, you can file suit 
against the firm or client in South Carolina under the TN Long Arm statute.  
Instead of trying to research how to write a complaint like that yourself, I 
recommend you go to http://michaelguth.com/prose.htm and pay $100 for a simple 
complaint to be drawn up for you.
 
With a little luck, you can add your attorney fees to the amount to be 
reimbursed -- although that is generally not allowed in civil litigation unless 
the other party was aware of the transfer of attorney fees at the start of the 
business transaction.
 
 
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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=511913014
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Category: General Civil Litigation
Location: TN
Subject:  Hit and Run Case, General Sessions, Get an ATTY?
 
Today I went to small claims court with an overwhelming amount of evidence against a man who hit me and drove off. He does not speak any English, likely an illegal immigrant, but a translator was present. The judge said 
he would not hear our case without this man having an attorney. I came to small claims to avoid outrageous legal fees. So now I feel I have to spend a load more money to get one so I don't get outwitted by a slick talker. Why wouldn't the judge let the translator handle this? Why is 
an attorney necessary? 
 
Also, do I stand a chance in court without an attorney with him having one? I have loads of photographic, eyewitness, and phone records/evidence, but I worry about not knowing the ins and outs a lawyer knows and getting beat. 
 
 
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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=523140874
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Category: General Civil Litigation
Location: TN
Subject:  Re: Hit and Run Case, General Sessions, Get an ATTY?
 
The standard lawyer response is that a pro se party is no match for a lawyer.  However, I know cases where pro se parties (without a lawyer) have beaten the pants off the opposing counsel.
 
I happen to be a strong proponent of pro se representation.  You may need assistance filing a document that summarizes your evidence in court.
 
The judge did the right thing to make sure a person who does not speak English understands how our legal system works.
 
I suggest you look over the pleadings shown at 
http://michaelguth.com/prose.htm it may give you self-confidence that you can represent yourself and just present your evidence.
 
 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=369704305

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Category: Consumer Law

Location: TN

Subject:  car repairs

 

I am serious about taking a shop mechanic to small claims court for not fixing my vehicle.  I paid $795.74 to have what ever they identified as needing to be fixed.  I picked up my car and discover after about 4 blocks of driving that the same problems existed.  Upon struggling home with my car, I notifies the car dealer mechanic about my problems.  Now they are asking for $161 for original Honda parts for my Honda Accord LX, 1993 to replace new off brand spark plugs and wires that were put on my car this past Feb 04.  I believed I have a case because my car is still not working due to their misdiagnosis and now they are still guessing and the only excuse they are providing me is to replace new sparks plugs and wires for Honda original parts.

 

 

please advise.

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=960112064

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Category: Consumer Law

Location: TN

Subject:  Re: car repairs

 

At present, it is your word against a mechanic's, and a judge will assume a mechanic knows more about cars than you do.  Therefore, you need to generate evidence by having the mechanic specify in writing that he wants to change your spark plugs and wires.  Then you will need to have written proof that you installed new ones in February.  Next, you will have to take the car to another mechanic and have the new mechanic specify in writing (1) what is wrong with the car, and (2) whether a reasonable person as a mechanic would have discovered that problem with the last inspection.  Winning a court case involves which side can put on more persuasive evidence.

 

Mike Guth

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=186233239
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Category: Sexual Harassment Law
Location: TN
Subject:  How is sexual harassment proven?
 
Recently, I was fired from my job of 2 months. I wasn't given any particular 
reason, with the exception that I was told that  I ''was just not getting it''. 
I was offered no more of a reason. I was never trained & had asked repeatedly 
about being trained as I was promised.  Never happened. First week of 
employment, my manager & I took a business trip to Miami, Florida for training. 
One night while we were there, he proceeded to take off all his clothing, got 
into bed with me & started feeling my chest. I was in shock & just lied there 
hoping he'd stop. He did not. I then told him it wasn't ever going to happen & 
to please stop. He kept on. I told him again & he did stop finally. I just have 
to wonder if this was a cop-out for me not giving in. I'm the third gay guy that 
has been employed there by this person. I have to wonder if this has happened to 
them as well. I'd surely imagine ''yes''.  I'm now jobless after being coaxed 
out of my old job for this one that sounded too good to be true. Makes me wonder 
if I was wanted there as a sexual fixture. I refused to be involved like that 
with my boss. What should I do?  Please help.
 
 
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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=576107110
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Category: Sexual Harassment Law
Location: TN
Subject:  Re: How is sexual harassment proven?
 
Tennessee, like all the other states, is an "at will" employment state 
-- meaning employees are hired and fired at will, with or without cause.  The 
only way to "get even" with a former employer is to find a new job 
that pays just as much or even better.  This is the standard advice I give to 
people contemplating an employment lawsuit:  vote with your feet and find new 
employment.
 
However, based on the facts you describe, you clearly have a sexual harrassment 
claim.  It is highly unusual for two businessmen to go on business travel and 
share the same room.  Most hotels in Oak Ridge will not allow two adults to 
share the same room unless they are related (or claim to be related at 
registration).   Therefore, the fact that you let another business associate / 
boss share your room, rather than insisting on separate rooms will raise a 
question about whether you were aware that sexual contact might occur.
 
On your facts, you might be able to overcome that suspicion, but it will cost you thousands in legal fees -- unless you decide to bring suit pro se without a lawyer.  You can anticipate your boss will testify under oath to a completely different set of facts:  that you encouraged him to come to your bed, etc.
 
Reinstatement in your old job would not be wise, because of the tension between you and your boss.  Therefore, the only award possible is backpay, and the courts generally are reluctant to step into the mind of a business owner and determine you actually would have performed valuable services.
 
My advice is to get a new job and provide yourself with financial stability -- even if it means accepting a job with lower pay.  Once you have a new job and have time to reflect, you can decide if you want to sue your former employer for purposes of establishing a record that he engaged in sexual harrassment or whether you want to drop the matter.
 
If you do pursue the matter, then please feel free to contact me directly.
 
Mike Guth
 

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=839558371
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Category: Sexual Harassment Law
Location: TN
Subject:  my first step???
 
Please inform me of what our first steps would be to file a sexual harrassment lawsuit against our employer.  So for, there are 4 of us that want to file, all for the same reasons.  Thank you so much.
 
 
 
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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=857078888
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Category: Sexual Harassment Law
Location: TN
Subject:  Re: my first step???
 
You will need to specify if you primarily want equitable relief in the form of injunctions or reinstatement or some other action of the court, or do you want monetary damages.  If you want equitable relief, you will file a complaint in 
Chancery Court for the county where your mployer's business is located.  If you want monetary damages, then you will file your complaint in Circuit Court.
 
Mike Guth

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=10979699
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Category: Labor and Employment Law
Location: TN
Subject:  I-9 and copies
 
My company wants me to make copies of new hires identification and retain it.  I thought making copies of such paperwork and ID was against the law - something like creating a forgory.  Doesn't this open us up to potenial issues if someone 
uses this information to steal someones identity?
 
 
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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=108347644
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Category: Labor and Employment Law
Location: TN
Subject:  Re: I-9 and copies
 
Your employer does not have to make copies of identification documents, but is doing so to prevent the INS from charging him with employing illegal aliens.  If you make copies of identification documents, then you must exercise 
"reasonable care" to maintain the privacy of those documents.  In general, they would have to be kept in a locked cabinet and not in a place where 
anyone at the company could potential find this identifying information.
 
 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=631566251

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Category: Labor and Employment Law

Location: TN

Subject:  Public Humiliation at Work

 

Is it legal for an employer to yell & scream at an employee at work in front of other employees & co-workers. Example: ''Just shut-up, I don't want to hear another word from you, I meanit I said Shut up''? There have been several times that she has screamed out or talked down to myself & other employers in front of other co-workwes, in fact to the point that a few have just walked off the job nad quit right there. Can a law suit be brought against the company for what this person is doing? Also her husband, who is not employed there, pushed me out of the office one day. I am 58 yrs old & need my job because i need insurance. I am always on edge when at work, scared i will do something wrong and she will start screaming again, I have lost almost 30 lbs of weight in the past 6-9 months.I would appreciate an answer to these concerns.

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=641119067

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Category: Labor and Employment Law

Location: TN

Subject:  Re: Public Humiliation at Work

 

Tennessee is an "at will" work state, meaning employees can be fired and hired at the will of the employer.  Conversely, workers can walk out on jobs at will as well.

 

The best solution for unhappy workers is always, always to vote with your feet:  pick up and move and find a new job.  If that is impossible at age 58, then you will have to weigh the balance of your deteriorating health from staying on the job vs. loss of your health insurance.

 

Someone yelling at you at work does not fall into one of the well-accepted torts for which courts will hold a person liable.  Free speech implies a certain amount of leeway to vent frustration.

 

If you can free yourself from the serfdom of having to work for that employer, then you will have the luxury of telling off your boss in front of a large group of employees.  Alternatively, you could file a harrassment lawsuit, but as soon as you do, you can anticipate your employer will fire you.

 

I wish I could give you more positive news, but you really need to consider your alternative employment options -- even if it means working somewhere else for less pay.  You need to have a plan in case you are let go in the future.

 

Mike Guth

http://michaelguth.com/prose.htm

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=646608631

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Category: Credit, Debt and Collections Law

Location: FL

Subject:  Interstate Driver License Compact

 

  What states participate in the Interstate Driver License Compact, and which do not? As a resident of Tennessee, my girlfriend is still having problems with Forida DUI laws. With only one DUI conviction in 1985, it was ''enhanced'' at the time by three priors in Tn. in the late 1970's, it then became a ''fourth'' DUI. All fines and punishments were satisfied; but at the time in 1985, the maximum revocation of the driver's license was 10 years. But in about 1998 Florida refused to give a ''Letter of Clearance'' to us in Tenn., as they had toughened their laws to the point that: no amount of restitution was enough, or even proof of recovery from substance abuse, or honestly dealing with any underlying mental illnesses, disorders, or anything that would show achieving some measure of success at coping with the type of disabilities that contribute to someone who needs help to deal with the root causes of alcoholism. Fla. decided that after 4 or more DUI's, no one could ever again be licensed to drive, not even for hardship reasons. We have contacted various lawyers, but with very little financial resources, we have not been able to really find out if this law has been successfully challenged. Tn. will issue a license with a ''clearance'' 

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=730168029

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Category: Credit, Debt and Collections Law

Location: FL

Subject:  Re: Interstate Driver License Compact

 

I used the computerized Legal database Lexis to search for cases in Tennessee.  No case was found that contained the words "Interstate Driver's License Compact."  Florida did have one case, as did Alabama.  That leads me to believe Tennessee has not adopted the Interstate Driver's License Compact.

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=646608631

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Category: Credit, Debt and Collections Law

Location: FL

Subject:  Interstate Driver License Compact

 

  What states participate in the Interstate Driver License Compact, and which do not? As a resident of Tennessee, my girlfriend is still having problems with Forida DUI laws. With only one DUI conviction in 1985, it was ''enhanced'' at the time by three priors in Tn. in the late 1970's, it then became a ''fourth'' DUI. All fines and punishments were satisfied; but at the time in 1985, the maximum revocation of the driver's license was 10 years. But in about 1998 Florida refused to give a ''Letter of Clearance'' to us in Tenn., as they had toughened their laws to the point that: no amount of restitution was enough, or even proof of recovery from substance abuse, or honestly dealing with any underlying mental illnesses, disorders, or anything that would show achieving some measure of success at coping with the type of disabilities that contribute to someone who needs help to deal with the root causes of alcoholism. Fla. decided that after 4 or more DUI's, no one could ever again be licensed to drive, not even for hardship reasons. We have contacted various lawyers, but with very little financial resources, we have not been able to really find out if this law has been successfully challenged. Tn. will issue a license with a ''clearance'' 

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=730168029

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Category: Credit, Debt and Collections Law

Location: FL

Subject:  Re: Interstate Driver License Compact

 

I used the computerized Legal database Lexis to search for cases in Tennessee.  No case was found that contained the words "Interstate Driver's License Compact."  Florida did have one case, as did Alabama.  That leads me to believe Tennessee has not adopted the Interstate Driver's License Compact.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=631861968

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Statue of Limitation

 

Recently my husband received a notice of collection on a billing for a hospital proceedure done almost 4 years ago.

is there a statue of limitations on how long a doctor or hospital can bill for a proceedure. the only other notice of this was from the doctor about 2 months ago inwhich my husband left a message at the doctors office to discuss but no one returned his call. We are now receipt of a letter from an attorney asking for the funds. 

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=620440206

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Re: Statue of Limitation

 

Tennessee used to have a 3-year statute of limitations for breach of contract cases.  Failing to pay a doctor for services would be a breach of the implied contract between doctor and patient.  However, the statute was amended, and now Tennessee has a six-year statute of limitations on most contract cases.  The code citation is Tenn. Code Ann. § 28-3-109.

 

Mike Guth

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=8533281

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Debt collection and Social Security

 

My husband purchased aa auto and had to let it get repoed.The company he worked for shut down and then he was diagnosed with MS.He was eventually approved for SS.A collection agency has contacted us.We had agreed to a settlement but a new person has taken over the account and wants to change terms.I have nothing in writing about previous offer. My husband owns nothing. I had purchased a mobile home before we were married.I have no equity and the collection agency is threatening to have this debt added on to my mortgage.Can they do this?Can my husbands SS be garnished?I work at home for a very small amount of $.IF I get a job with more income my husband will lose Mcaid which pays for his med. which is $1200. per month.I have tried borrowing the $ but our bills are as nearly as much as SS and my income.Original Charge was 9000. but they offered 2500. and i was going to pay toward that but they want payment in full within 90 days which is impossible.Am Iresponsible for this debt I was not there when he made the Purchase and did not sign anything. I had my own car and this was his.

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=524040973

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Re: Debt collection and Social Security

 

I have advised clients on dozens of cases like yours, and your fact pattern presents the classic case for someone who should file for Chap. 13 bankruptcy.  I will explain why after answering your questions.

 

The collection agency cannot add his debt to your mortgage.  That is an outrageous claim for which the debt collector could be sued under the Fair Debt Collections Practices Act passed by Congress.  However, the collector will likely claim that you misunderstood him.

 

Social Security Disability income is beyond the reach of debt collectors and cannot be garnished.  Any state court that tried to garnish it would violate federal law.

 

If they have repossessed the car, then they have your husband's initial payments plus any down payment plus the car itself.  They have been fully compensated most likely.  You are being subjected to outrageous scare tactics, but you have no stick with which to clobber the debt collector YET.

 

Your husband needs to find a bankruptcy attorney who can file a Chapter 13 petition for him (1) at no cost to you or your husband ($0 dollars paid to the attorney) up front, and (2) within the next week.

 

I recommend you look on the Internet for a bankruptcy attorney:  www.lawguru.com is a good site.  Your local phone book yellow pages might have listings.   Call around and see if you can find a bankruptcy attorney who will meet those two criteria.

 

Then you will have a big stick and federal law that will stop the debt collector from contacting you ever again.  All claims for debts will have to go through the Bankruptcy trustee from that point forward.

 

With Chap. 13, you will not have to sell any of your assets or change your job / income source.  Please be sure to tell the attorney that you know what you want, and you want to speak to him or her about Chap. 13.

 

If you have any trouble finding a local bankruptcy attorney, then you can write me and tell me what steps you took to find one.  My e-mail is masg @ juno.com

 

Michael Guth, Ph.D., J.D.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=288539129

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Category: Credit, Debt and Collections Law

Location: FL

Subject:  Foreclosure

 

My husband purchased a home while we were married but due to my credit I had to sign off and was no where on the mortgage nor did I sign any financial obligations for the mortgage but I was on the deed and the house went into foreclosure and they have it listed against me also.  How can I be forclosed on a mortgage that I never had?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=622298659

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Category: Credit, Debt and Collections Law

Location: FL

Subject:  Re: Foreclosure

 

The foreclosure is against the property used as collateral to secure a loan from the bank.  You are brought into the case, because the bank wants to have title in the bank's name, yet it needs to remove your name from the title in this foreclosure process.  If you voluntarily take your name off the title by quit claim deed, you should be removed from the foreclosure action.

 

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=307981897

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Duces Tecum

 

I was recently awarded a judgement in small claims court. how do i go about filing a subpoena duces tecum?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=623719237

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Re: Duces Tecum

 

Do you know what a subpoena duces tecum is?  If you have a judgment in your favor, you should seek to execute on the judgment.  Why do you need a subpoena, unless you cannot find the bank account numbers?  You can obtain information by post-judgment interrogatories.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=841929069

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Category: Civil Rights Law

Location: TN

Subject:  Hostile Work Enviroment

 

I went to work for a company that the store manager is a person who hate people and deliver messages in a hostile way to all employee. This person even came up behind me and grab my arms from behind and pull me and said ugly things to me. She mad at me because I turn her in behind of behavior and things she said that discrimate people. She gave me a perfect review, then a couple week after she got in trouble with the company, she review me and gave me all bad marks. She works me longs hours to aggravate me. Like 18 hours straight. The stress she put on me, is unbelievable. Now I got sick and been out on a medical leave with lupus and rehumatiod arthritic. The doctor releasing me to go back part time. I so afraid I what this person is going to put me through. I need my job. What right to I have. I have record and journal of alot of things this person done. Everyone is the store hate this person. She makes everybody jobs a living hell. Its not the message she deliver but the messenger words and behavior.

Help tell me what to do

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=625480472

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Category: Civil Rights Law

Location: TN

Subject:  Re: Hostile Work Enviroment

 

You would seem to qualify for disability status, which means your employer would have to make reasonable accomodation for your disability for you to perform your work.  Disability status will depend on what your doctor is willing to specify about your condition.  If you have a boss who creates a hostile work environment, your best alternative is to vote with your feet and find another job.  Legally, you would not gain anything by trying to sue the company or supervisor, because you would get terminated in the process.

 

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=565931613

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Category: Sexual Harassment Law

Location: PA

Subject:  Sexual Harassment Physcological damage

 

I was sexually harassed in Feb. 02.  The situation brought back flashbacks of sexual abuse  as a child.  Since then i have been in and out of institutions (hospitals) and have had to receive electric shock treatments.  In doing so, i have been on long term disability and receiving social security payments. My question is do I have the right to sue for mental(physical) damage.  I had four employees witness the sexual abuse.  thanks,

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=626260916

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Category: Sexual Harassment Law

Location: PA

Subject:  Re: Sexual Harassment Physcological damage

 

Tennessee has a one-year statute of limitations to bring a personal tort action, such as sexual harassment.  Therefore, the statute has passed, and you cannot bring suit now for an injury that occurred in Feb. 2002.

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=210305067

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Category: Sexual Harassment Law

Location: TN

Subject:  Termination without any proof of sexual harassment

 

My husband was fired for sexual harassment but was given no info on who accused him when it happened what was said or anything. He has contacted the Labor Board but hasn't gotten--name removed--reply yet. Is this legal, he did not do anything and was actually harassed himself? He is now unemployed and has this on his record. Nothing has been filed legally outside of the work place to our knowledge, can other employers get this info & not hire him because of it?

Thank you.

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=284540182

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Category: Sexual Harassment Law

Location: TN

Subject:  Re: Termination without any proof of sexual harassment

 

Most employers will not give detailed references about a former employee, because it invites slander or libel lawsuits for maligning the former employee's character.  If you are worried that the former employer might leak this information to a future employer, your husband could send the former employer a letter expressing his anger with the situation and indicate that he would consider suing the former employer if that former employer gives out false or misleading information.  "False" here is a subjective term, and often what is true to one person is false to another.  Still the former employer would be wise upon receipt of that letter to give practically only objective reference information:  dates of employment, job title, etc.

 

Michael A. S. Guth

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=238733115

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Category: Labor and Employment Law

Location: TN

Subject:  Travel Time/Home office

 

2 issues that are related.

I work in a field service job and the employees are required to have home offices but receive no compensation for the space used in the home.

Also, we travel to various locations to do service up to 1.5 hrs away but are required to consider the time to our first location and from our last location as ''hours not worked'' since we are traveling home. 

The question is this - since our offices are in our homes, can these trips be considered to/from home(noncompensable), or should we be getting paid for the time and/or the company use of our home?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=287570697

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Category: Labor and Employment Law

Location: TN

Subject:  Re: Travel Time/Home office

 

The U.S. Supreme Court has repeatedly stated that travel from home to the office is commuting and cannot be considered business travel.  However, in your case the office is the same location as the home.  An employer is not required to compensate you for travel and use of your car for company travel.  Most do to remain competitive with other employers.  If the employer did choose to compensate you, that would be considered reimbursement of a business expense and would not be declared as taxable income on information returns filed with the IRS.  There is practically no precedent for an employer paying an employee for the business use of his home.  Bottom line: whether an employer should compensate is a moral question.  Whether the employer must compensate is a legal question, and the answer to both of them is NO.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=537811223

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Category: Labor and Employment Law

Location: TN

Subject:  confidentiality breach

 

I was recently let go at work and it appears that the employer has discussed with several employee's the reason why I was let go.  Does this breach any employer confidentiality?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=289181272

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Category: Labor and Employment Law

Location: TN

Subject:  Re: confidentiality breach

 

There is no employer-employee confidentiality rule recognized by the courts.  Employers must keep certain identifying pieces of information, e.g., your social security number confidential, as a matter of federal law.  Most employers will not give detailed references about a former employee, because it invites slander or libel lawsuits for maligning the former employee's character.  If you are worried that the former employer might leak this information to a future employer, your husband could send the former employer a letter expressing his anger with the situation and indicate that he would consider suing the former employer if that former employer gives out false or misleading information.  "False" here is a subjective term, and often what is true to one person is false to another.  Still the former employer would be wise upon receipt of that letter to give practically only objective reference information:  dates of employment, job title, etc.

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=796169622

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  children and dating question

 

I'm a 29 yr old male with 1 4 year old daughter.

My attorney has told me that I am not allowed to have my child in the presence of another female, other than family members, unless I am married to them. Is this true?

Also She has also stated that I am not allowed to date again until the divorce has been final for one year.

Is this true as well?

Thanks

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=291701752

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Re: children and dating question

 

You are allowed to have your daughter in the presence of other females, unless for some reason the judge who gave you custody or visitation has specifically ordered that you cannot have her in the company of other women.  You will need to obtain a copy of the judge's order in writing and then read it for yourself.  There is no precedent for a judge telling someone he cannot date until one year after a divorce has become final.  That sounds highly suspect.  Again, you will need to read the order from the judge and see if it is mentioned there in the order.  I cannot answer these questions for you without seeing the judge's order myself.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=797130217

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Deferred Interest Rate

 

I purchased some furniture on a two year deferred payment plan.  I was told by the salesperson that I would need to enroll in a credit life insurance protection plan, offered by another company, because of the deferred payment plan.  He said there would be no additional cost to me and the agreement did not indicate a cost involved.  I was led to believe it was just a ''formality'' as part of the payment plan.  When I paid for the furniture I indicated full and final payment on the check itself.  They asked for an additional $847.00 for the credit protection.  I refused to pay it and had them cancel the policy.  The next month I received a bill with nearly $1500.00 added as a deferred finance charge.  Eventually a collection agency called on behalf of the insurance carrier and said they would settle the issue if I agreed to pay the original $847.00, which I did.  They are still billing me for the entire amount, which is now in excess of $3000.00!  Can they legally tack on this deferred finance charge when the furniture was paid in full and policy cancelled?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=294842265

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Re: Deferred Interest Rate

 

The collection agency appears to be making a series of mistakes; however, its actions would seem to violate the federal Fair Debt Collections Practices Act.  In particular, there seems to be fraudulent misrepresentation on which you relied in settling this debt.  Your problem could probably be solved with a letter from an attorney directed to the collections agency.  I would be happy to write such a letter on your behalf for $50.  They cannot legally tack on this deferred finance charge when the furniture was paid in full and the policy was cancelled.  Maybe if you just print out this response to your question and send it to the collections agency, it will correct this error.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=429704894

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Category: Consumer Law

Location: TN

Subject:  Question about small claims court

 

Can I file a claim in the state of Georgia against someone in the state in Tennessee? Also in my claim, I would like to ask for the cost of the item, shipping fees I paid, all court and misc. fees I have to pay to file the claim and something to make up for the stress and anguish this has caused me. But I'm not sure what that would be called? Mental anguish? Any help or information will be greatly appreciated.

Thank you for your time.

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=469052046

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Category: Consumer Law

Location: TN

Subject:  Re: Question about small claims court

 

In theory, you can file suit in Georgia against a Tennessee resident.  However, the Georgia court will not have jurisdiction unless the TN resident conducted business in your state.  If you reached out and contacted him in Tennessee, then GA will not have jurisdiction.  If he advertised in Georgia and called you by phone there or had some contact in GA, then maybe the court will have jurisdiction.  You should look up "The Georgia Long Arm Statute" and see whether you meet the qualifications for minimum business contacts with your transaction.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=730141765

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Category: Real Estate and Real Property

Location: TN

Subject:  Changing name on deed

 

My grandfather bought me a house and now wants to put into my name.  There are no loans on the house, it is paid for.  What is the cheapest way to get the house into mine & my husband's name?  We don't want either parties to be hit with big taxes.  Thank you!

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=196672017

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Category: Real Estate and Real Property

Location: TN

Subject:  Re: Changing name on deed

 

Your grandfather can grant you his interest in the house by way of a "quit claim deed."  You will not face inheritance taxes, assuming the house is worth less than $376,000, if this is a transfer among two or more living parties.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=253153619

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Can Co-signer ''take back'' auto when no default

 

Recently my boyfriend co-signed on an auto loan for my 18 year old daughter in an attempt to start her adult life with a new car and a chance at establishing decent credit.  Before the first payment has even been made, my boyfriend has ''changed his mind'' and now is demanding that we return the car to him and he will then sell it/return it at a loss/whatever. 

 

Does he have the legal right to demand the car back?  While I understand co-signing probably gives him co-ownership of the car, does it give him a majority ownership status?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=200804073

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Re: Can Co-signer ''take back'' auto when no default

 

First piece of advice, get rid of the boyfriend.  Now for your legal question: a co-signor on a loan acts as a surety for payment in case the principal defaults.  A co-signor does not take an ownership interest in the car.  He cannot boss you or your daughter around or make her surrender the car to him.  The most he can do is petition the bank to have his name removed as a co-signor, but I doubt if the bank will let him off the hook.

 

If he wanted some guarantees, your boyfriend should have obtained those guarantees before he co-signed the loan.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=366544137

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Category: Business Law

Location: TN

Subject:  Tranfer of LLC member's shares

 

In the event of my husband's death or incapacitation, can his LLC shares tranfer to one of our children or myself?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=202534767

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Category: Business Law

Location: TN

Subject:  Re: Tranfer of LLC member's shares

 

The status of the LLC shares will most likely be governed by the terms of founding documents that formed the LLC.  If the other LLC equity holders retained a right to buy out your husband's interest in the event of his death, then that covenant on his equity interest can likely be enforced.  If there is no provision for other equity partners to buy out his interest upon his death, then his equitable interest would be treated like any other asset -- which can be passed on to his spouse and heirs upon his death.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=885824906

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  credit and renting apartments

 

My husband and I lived in an apartment earlier this year and only his name was on the lease agreement.  We are going through a separation and I can't rent an apartment because they say I was on that lease agreement also and money is owed to them.  I know we were married, but how is that possible without me signing anything?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=205956306

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Re: credit and renting apartments

 

First, you should not accept anything by word without written proof.  If the landlord claims you are a party to the lease, he should produce a copy of the lease with your name on it.  Then you ask if your name is on it, why didn't you have to sign?  I seriously doubt if a husband can sign on behalf of himself and his wife.  The wife would really have to sign to become legally liable for payments.

 

Tennessee has a statute called the Landlord Tenant Act that covers leases in the major cities plus a handful of other counties.  You should look for the act or ask your landlord if that particular lease is in a county governed by the statute.  If so, it will be even harder for your landlord to claim you owe any money on a lease you did not sign.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=998621133

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Category: Personal Injury Law and Tort Law

Location: TN

Subject:  Statue of limitations

 

I was involved in an accident on 4 Sept 03.  I was backed over by a non-insured motorist (I was a pedestrian).  I informed my insurance company right away.  I have finally healed enough that I feel comfortable settling with the insurance co.  How long do I have to do this?  They have already made 2 offers one of $1000.00 and the second of $1500.00.  I made contact with them and told them that did not sound reasonable, due to all the pain, suffering, and scarring left.  I have sent them pictures since our last conversation, and now I am worried that I am running out of time to file in court if necessary.

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=9725182

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Category: Personal Injury Law and Tort Law

Location: TN

Subject:  Re: Statue of limitations

 

Oh my gosh!! You have only until Sept. 4, 2004, to file a lawsuit against the person who backed into you and potentially your insurance company.  The difficulty here is that you were a pedestrian, so only your health insurance company has liability -- not the uninsured motorist policy on your automobile.  Most health insurance companies will only pay out of pocket expenses, and not pain and suffering expenses.  You need to drop whatever you are doing on Tuesday and Wednesday and go see at least 3 personal injury attorneys to get their opinions on whether you have a case.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=874831748

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Category: Labor and Employment Law

Location: TN

Subject:  Employer suing employee for negligence?

 

My daughter quit her job in June, due to be with us in a family emergency, which took our whole family out of town for over 2 months. Her sister, my other daughter was ill, had two surgeries, one month in hospital, one month recovery.

Her employer is now billing her in July for an order that was returned and refunded by the Manager,back in March,while she was still working there. The employer has threatened to sue her for negligence. The employer has also destroyed her personal property that was mistakenly left there(her books of photo negatives) which are priceless. She destroyed my daughter's property, even though it was requested to be mailed COD, which they've done with all previous employees. The Manager was having my daughter do her work plus that of three others that were fired, months ago, so when my daughter resigned it probably put their business in a real bind. I'd say that's negligence on part of manager. Can they legally sue my daughter for a customer's returned order ($900 approx)and win or send this ridiculous bill to a collection agency?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=12786504

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Category: Labor and Employment Law

Location: TN

Subject:  Re: Employer suing employee for negligence?

 

Anyone can file a lawsuit over just about any subject.  The question is whether the lawsuit has any merit.  In your daughter's case, the best defense is a good offense.  Instead of receiving threats from her former employer that he might sue her, she needs to write him that she may sue the former employer for destruction of her personal property with malice and intent and therefore seek both compensatory and punitive damages.  She could also allege that she was doing the work of three other employees due to her employer's inept handling of personnel and sue for back wages not paid to her.  I seriously doubt an employer would initiate suit if he knows a counter suit against him will follow maybe for far more than $900.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=538845673

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  What are my Rights?

 

My husband & I are currently in Chapter 13.  My husband is also an alcoholic.  Both of our checks have volutary deduc-

tions for the bankruptcy.  What are my rights if I do de-

cide to go through a separation due to my husband's alco-

holism?  There are two (2) children involved also.  There is

no physcial abuse, but, a lot of emotional & mental abuse

geared towards our two kids & myself by my husband when he's

in a stupor.  Any information would be very, very helpful.  I would prefer being contacted at work:  615/781-5669, ext.

12.  Thank you for your time.

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=752799428

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Re: What are my Rights?

 

You have the same rights to obtain a divorce or separate from your husband as any other person.  The only catch here is that the Bankruptcy trustee will have to be notified of your new living arrangments, because the monthly amount that you pay the trustee was based on you and your husband sharing the living expenses.  Would you intend to move from your home, or would you like your husband to move out and live elsewhere?  If he has to pay rent, that will affect his ability to pay the bankruptcy trustee as well as any child support to you.  I wonder if divorce is the answer or if forcing your husband to go to an alchohol treatment facility would be a better solution.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=487798535

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Father's rights

 

My husband pays child support to his children as he should, but he also adopted my 3 children (my children's father was/is alcoholic and gave up his rights). It is a financial strain in every way on our family and the ex-wife is constantly using the kids for power and control. Do the courts take into account other children he has to provide for? Also, his daughter ''decided'' a year ago that she just didn't want to come see him anymore and her mother agreed to let her stay home, we can't afford to go to court and fight this, what should we do?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=757590742

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Re: Father's rights

 

It is very, very important that any time you face a financial burden because of child support payments that you inform the court of the impact of that burden.  People cannot sit on their rights, because the child support system is set to roll over people and force payments or even put them in jail for failing to pay.  The child support enforcement office absolutely must take into account the number of other children that your husband supports.  The TN Supreme Court initially ruled in error that child support offices did not have to take into account the number of other children supported by the child support debtor.  But that decision was expressly overruled by the Tennessee legislature, and now child support has to follow Tennessee law and take into account the total number of children supported.  Your husband should move to modify his child support obligation.  You can see a sample pleading at http://michaelguth.com/visitation.htm

 

With respect to the recalcitrant daughter, you did not indicate her age.  Assuming she is age 13 or older, you will have a nearly impossible task of forcing her to visit your husband, if she is willing to appear in court and say she does not want to go anymore.  Tennessee courts are obligated by state law to do what is best for the child, and the older the child is, the more weight the court has to place on that child's express wishes concerning visitation and living arrangements.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=103947477

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Divorce Petition

 

Can I leagally petition the court for a no fault divorce without any legal representation? If so, where and how would I begin this process? Also, where would I find the necessary information to insure that my petition is legal and contains any and all information required to optain a legal divorce in my state? Spouse and I have not been together in a marital fashion as of 1 year today 9/4/04. I am unable to afford the cost of a lawyer and do not seem to be eligible for any local assistance with legal fees.

Thank you in advance for your help

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=764242435

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Re: Divorce Petition

 

How ironic!  I generally don't practice in the area of divorce law.  However, I do help people just like you file their own petitions for divorce pro se (without a lawyer).  You can read all about my assistance to pro se parties at http://michaelguth.com/prose.htm   That page also shows contact information for me.  The cost for having your paperwork prepared is $149 payable to me.  In addition, you will have to pay a court filing cost of approximately $134.50, although the court costs can eventually be taxed to your spouse if you both agree to that.  Or you can pay the court costs if you have more income.  Please feel free to contact me if you and your spouse can agree to a divorce and want to handle this without lawyers.  Tennessee Chancery Courts will accept my pleadings and grant you a divorce.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=683542096

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Category: Real Estate and Real Property

Location: TN

Subject:  TN statue of limitations for trespass bamboo damage

 

Do I have a viable option for negotiation with the possibility of a law suit where a neighbor planted bamboo on my property, that spread further on my property where the removal of this bamboo with resodding could cost several thousand dollars.

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=143850838

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Category: Real Estate and Real Property

Location: TN

Subject:  Re: TN statue of limitations for trespass bamboo damage

 

You posted a message here about a month and a half ago talking about your neighbor planting bamboo on the lot line between your two houses.  You apparently cut the bamboo to be the same height as your fence, and your neighbor sued you or complained to some authority.  What happened in that matter?

 

I am reluctant to give further advice unless the facts become more clear.  Why would a neighbor plant anything on your property?  Did the neighbor plant on his own property and the trees spread?  Does the neighbor contend the land under the bamboos is actually his land?

 

In theory, if a neighbor crosses your property line by growing a plant that you consider a nuisance, then you have been harmed the tort of trespass. Proving damages are another story.  You might not like the bamboos (they sound quite exotic and interesting to see them growing in Tennessee), but you may find a court holds you have suffered no monetary loss.  If you choose to to have the land cleared and resodded, that might be deemed "land improvements" for which you must foot the bill, not your neighbor.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=770290499

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Category: Real Estate and Real Property

Location: TN

Subject:  Quick claim or how to re-finance house in my name only

 

I'm now divorced and wish to refinance the house in my name only.My ex-has already bought another home . Will I need to get his signature on some type of form

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=145891982

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Category: Real Estate and Real Property

Location: TN

Subject:  Re: Quick claim or how to re-finance house in my name only

 

When you were divorced, the court should have entered an order pertaining to the equitable distribution of the marital property --- including your house.  You will have to go by that order.  Assuming that it gave you complete ownership of the house, then you should contact your local Recorder's Office at the county courthouse and see if they will transfer title to just your name based on the divorce court's order.  If not, then your exhusband will have to sign a quit claim deed granting to you all his interest in the property.  With the quit claim deed, the Recorder's office will modify the title to show it is solely in your name.

 

Mike Guth

 

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=917840133

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Legal Tender

 

My wife has just received a notification that she has an outstanding debt with her previous landlord.  The charges are questionable but not worth worrying over, when I attempted to pay the fee they informed me that they do not take cash, which I thought I remembered from my business law class nullified the debt.  Am I  mistaken, are they allowed to specify that U.S currency cannot be used to settle this debt?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=149523353

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Re: Legal Tender

 

Part of your facts seem to be missing.  In the USA, as in almost all nations, CASH is KING.  That means any creditor would prefer to receive cash over almost all other forms of payment.  Does the former landlord have a problem with having no place to store the cash until he can deposit it into a bank?

 

If you take the ex-landlord to court and establish that you offered to satisfy or pay off the debt with cash, the court will recognize that the debt could have been paid in full and will penalize the landlord for not accepting cash --- unless there was some strange contract term that specifically called for payment through services or some other non-cash means.

 

Are you offering the former landlord cash for a smaller amount than the total balance due?

 

This sounds like a strange case.  I've never heard of a businessman not accepting cash for payment of a debt.  I have heard of business people not wanting to sell an expensive item for cash, because they don't want to risk robbery, and so they insist on payment by check or direct deposit to a bank.  However, there is no rational reason for a landlord not to accept our sovereign currency.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=947929082

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Category: Computer & Technology Law

Location: FL

Subject:  Illegal us of custom software

 

6 months ago, a former client of mine requested that I create a custom content management system for one of his clients. The program was completed in the same month, less any added revisions that he requested after the project was completed. The project was put on hold for revisions and some additional ecommerce setup that needed to be added in due to my client's client disappearing for a while. 6 months after the fact my former client now refuses to pay for the services rendered and I was informed he will be using the custom programming I had done for him anyway even after I requested that he either pay for the programming that was done or remove the code from his server. He has decided to do neither. I do have a full copy of the code that was programmed on cd as well as samples of previous work that can prove that the code was from the same programmer I use. I also have a statement that proves that i personally paid my programmer $300 for this code that my client refuses to pay me for. I am told that my former client's client has recently returned and they will be using our code on the client's new server. Is there something that can legally be done about this?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=482762281

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Category: Computer & Technology Law

Location: FL

Subject:  Re: Illegal us of custom software

 

You don't mention anything about having a written contract for this work.  Unfortunately, if you try to sue without a written contract, the case will likely to deteriorate into a "sworn under oath" match between the two parties.  If you want to scare your former client, then you can file suit against him in small claims (General Sessions) court for the county where he is located.  However, the court filing fee is about $120, so you might be adding to your losses -- including time spent on the case and waiting to appear in court.

 

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=979394005

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Collection notices sent but not to our address

 

My husband received a voice mail concerning a balance on a credit card.  He returned the call and was told this was the final attempt to collect the balance.  We live at the same address the card was opened with; however, for the past year, the credit card company and later the collection agency had been sending notices to an address we had before the credit card was ever issued -- a house we sold a year before even opening the credit card account.  The collection agency states we must pay the balance of over $1300 immediately because they have already been trying to get us to pay and the time for disputes and negotiations is over.  This mornings phone call was the first we had heard of the account balance.  We thought we had paid off the balance last summer and we cut up the card.  We didn't receive any more statements after our last payment and therefore had no reason to question the absense of mail.  We would like to dispute the balance but the collection agency said we are out of time for that.  Under pressure from the agency and knowing nothing else to do, we tried to set up a payment arrangement and they said it was too late for that, also.  Do we still have a right to dispute or payment arrangements if a dispute fails?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=485494136

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Category: Credit, Debt and Collections Law

Location: TN

Subject:  Re: Collection notices sent but not to our address

 

Yes.  You have a right to dispute the amount.  Your long posting here would make a good complaint for you to file in General Sessions court against the collection agency -- rather than waiting for them to file suit against you.  Also, you should check out over the Internet the "Fair Debt and Collection Practices Act."  The collection agency is not allowed to demand payment in full and tack on additional fees if it did not previously contact you about the debt.  If you were not aware of the debt, maybe the charges on the card are inaccurate.  Tennessee has a six-year statute of limitations on breach of contract claims -- which means you have six years from the time that you are aware of the breach to bring a possible lawsuit seeking damages.

 

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=301273490

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Child Support

 

If a divorced couple has joint legal custody of a minor child and the child's time is divided exactly 50% with mom and 50% with dad, is a child support order mandatory in Tennessee or can it ever be waived?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=490317062

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Re: Child Support

 

When the child's time is spent 50% with each parent, then it is rare to find cases where there is a required child support payment.  To the contrary, I am familiar with several cases in our local county where a 50% custody by both parents eliminated the burden of child support on either parent.  If you start out with a situation where one party in paying child support, and then the custody changes to 50% with each parent, then it is necessary to get the court to sign an order modifying the existing child support order.  In other words, parties cannot sit on their rights.  The court expects you to petition to modify the support order when the custody arrangement changes.

 

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=301273490

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Child Support

 

If a divorced couple has joint legal custody of a minor child and the child's time is divided exactly 50% with mom and 50% with dad, is a child support order mandatory in Tennessee or can it ever be waived?

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=490387125

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Re: Child Support

 

When the child's time is spent 50% with each parent, then it is rare to find cases where there is a required child support payment.  To the contrary, I am familiar with several cases in our local county where a 50% custody by both parents eliminated the burden of child support on either parent.  If you start out with a situation where one party in paying child support, and then the custody changes to 50% with each parent, then it is necessary to get the court to sign an order modifying the existing child support order.  In other words, parties cannot sit on their rights.  The court expects you to petition to modify the support order when the custody arrangement changes.

 

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=301273490

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Child Support

 

If a divorced couple has joint legal custody of a minor child and the child's time is divided exactly 50% with mom and 50% with dad, is a child support order mandatory in Tennessee or can it ever be waived?

 

 

===========

Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=490367098

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Category: Family Law, Divorce, Child Custody and Adoption

Location: TN

Subject:  Re: Child Support

 

When the child's time is spent 50% with each parent, then it is rare to find cases where there is a required child support payment.  To the contrary, I am familiar with several cases in our local county where a 50% custody by both parents eliminated the burden of child support on either parent.  If you start out with a situation where one party in paying child support, and then the custody changes to 50% with each parent, then it is necessary to get the court to sign an order modifying the existing child support order.  In other words, parties cannot sit on their rights.  The court expects you to petition to modify the support order when the custody arrangement changes.

 

 

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=215367245

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Category: Education Law

Location: TN

Subject:  Suspension / Educational Punsihment

 

Hello,

 

Recently, I was suspended from a public school for using bandwidth on one of the teacher's personal webpage. Simply stated, I used about 95% of the bandwidth to the webpage. There is no disclamer or anything that states you can only use XX amount. I was suspended for 'Disrupting the Educational Process' for two days, without the option to finish missed work. The webpage is registered to the individual teacher and is not paid for by the school. The teacher , however, did have an online assignment on it. The webpage nor the attack source were located in the school or on campus. My question is: were they allowed to suspend me in the first place, and are they allowed to force the uncompleted work (from days missed) to count against me.

 

 

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=281648689

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Category: Education Law

Location: TN

Subject:  Re: Suspension / Educational Punsihment

 

Before I answer this question, I have to disclose my bias.  I strongly oppose the public school's abuse of zero tolerance policies, and I am anxious to bring suits against local public schools for arbitrary and capricious conduct.

 

You said that you used 95% of the bandwidth on your teacher's page.  Were you intentionally trying to disrupt the page?  What was the purpose of the attack program?

 

You can always bring a lawsuit against the public schools to challenge any denial of due process or equal protection, but I don't have enough facts here to say if you have a bonafide cause of action.  As a general rule, students should be given an opportunity to complete missed work:  the purpose of these schools is to educate the masses, not mete out judicial punishments.

 


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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=916589293
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Category: Credit, Debt and Collections Law
Location: TN
Subject:  Internet Poker Debts

My son and his friends a few weeks ago got on one of these on-line poker games and were payig thier account with my checking account using a service called IGM Pay-pro which electronically withdrew the funds immediately. Well they bounced $2,300 in checks. We were tryig to work with IGM pay-pro to make restatution, but they would not tell us an address to send the funds. They stated that the only way to pay them was by western union and the funds were to be wired overseas. They also stated that it was illegal to send funds by western union to a gambling site and tell the western union operator that it was going to a friend. This raised the flag in our minds. If it is illegal to send the funds by the method they were insisting, it got us thinking. Are we even liable for this debt, since they are stating it is illegal and is even playing on-line poker for real money legal in the US. We have not gotten any official corespodence from this company except by phone. Thanks

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=38128496
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Category: Credit, Debt and Collections Law
Location: TN
Subject:  Re: Internet Poker Debts

This does not sound like a legitimate company. The only form of payment is by Western Union overseas? It sounds like an illegal business of some sort. I would recommend that you ask for an address and bank reference here in the United States. Then ask for copies of contracts that indicate the casino play was a binding contract and not a form of recreation.
It sounds like this company may be victimizing people who play it, but that does not excuse your son's behavior in charging a debt to your account.
At this point, you need to find out if the company is legitimate.
http://michaelguth.com/prose.htm


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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=574183887
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Category: Civil Rights Law
Location: MD
Subject:  Dealership Misconduct

I went to a dealership to get a car. The car I was looking at was in the paper for 9500.00. When I went to look at the car they couldn't find it. Well then we thought we found it so we took the car to the manager to make sure we had the right car so we checked the vin # and it matches. Well now they are telling me that they can't sell that car for that amount. The car looks like it is worth more than 9500.00. Do they have to sell that car to me for that price because the vin # matches? I say that they do but from a legal standpoint I don't know. Please let me know soon thanks!

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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=927630562
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Category: Civil Rights Law
Location: MD
Subject:  Re: Dealership Misconduct

The advice given by attorney A. P. Pishevar seems very sound. I would just add that if this fact pattern occurred in Tennessee, where I am licensed, I would ask the client if the dealership printed a correction to his ad or immediately pulled the ad upon finding his error. If so, most judges will call this a harmless error and say you did not suffer any harm ---unless you can prove another car you wanted to buy was purchased from under you, because you were waiting on the $9500 car. If the dealer continued to run the ad week after week with the wrong VIN #, then that would make the "mistake" look intentional. http://michaelguth.com =========== Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=123506510 =========== Category: Credit, Debt and Collections Law Location: TN Subject: Repossession Rights I had a auto repossessed. Am I entitled to my belongings that were in it? Prescription meds, clothes, checkbook, house keys, etc.. It happened in the middle of the night a few days ago, I have not been contacted by anyone. Please help!!!


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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=246623607
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Category: Credit, Debt and Collections Law
Location: TN
Subject:  Re: Repossession Rights

Yes, you are entitled to your personal property located within the repossessed vehicle, particularly prescription drugs. You should contact the company that now possesses the vehicle and make arrangements for you to pick up your belongings and inspect the car to see that nothing was left behind.
You can tell them that taking your personal property/belongings without making arrangements to return them to you amounts to unlawful conversion of ownership and most likely the personal tort of theft.



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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=91330924
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Category: Computer & Technology Law
Location: KS
Subject:  Rental Computers

After the purchase of a computer from a rental company, I was given a set of restore disks that were recorded on cds, not the originals. I asked about the ones that came with the computer, and was told that the computer companies record their own disks and put a fancy label on them, so it is ok for them to record the originals onto cds for their customers. Am I entitled to the original disks?



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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=618888472
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Category: Computer & Technology Law
Location: KS
Subject:  Copyright law

As a general matter, the U.S. Copyright law prevents businesses from making copies of software for a commercial purpose. However, people can make a back-up copy of software in case the original CD gets scratched. Personally, I have never had the need to make backups, but some people do.
Your question leads to several other questions. Did you purchase the machine "as is" or were you guaranteed certain software installed with serial numbers and registration numbers? To install the software, you will frequently need a serial number or registration code. If the company made a copy of a CD rom but did not obtain a new license number for you, then it won't have a serial number to activate the software -- if one is required.
Usually the person who has a cause of action for copyright violation is the copyright holder. However, you may have a right as a third-party beneficiary, but it depends on the terms of your lease and whether you obtained a favorable price for taking the computer "as is."
http://michaelguth.com


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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=125550551
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Category: Labor and Employment Law
Location: TN
Subject:  Verbal Understanding of Settlement

I, as a Union Representative, was involved in settling a greivance in lieu of arbitration. Apon leaving the settlement meeting, all company and Union officials had a general understanding of the monetary settlement estimate. The Union and the Co. were close on their independant estimates. The signed agreement did not have the dollar amount, however that dollar amount was of importance to our decision to settle. Now the final tally is complete and the actual number is significantly less than what was estimated by both parties. Is our signed agreement binding,,or does the clear verbal understandings at the table carry some legal weight with regard to our recourse to either back out of the agreement or force the issue with regard to the disparity between the monetary settlement and the actual numbers. Are we stuck with this agreement, or do we have some way out based on our understanding when we left the settlement table? Thanks for your timely response.


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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=329261553
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Category: Labor and Employment Law
Location: TN
Subject:  Re: Verbal Understanding of Settlement

Within contract law, there is a doctrine known as "The Parole Evidence Rule." This rule has nothing to do with evidence of people on parole. Instead, it deals with reforming the written words on a contract based on oral agreements that were not written down into the wording of the signed contract. If you care about this matter, then you will take the time to learn about the Parole Evidence Rule from the Internet and ask yourself whether you have sufficient proof of the oral agreement to invoke that doctrine. If so, then it is certainly worth the chance for you to file suit and seek to reform or change the wording of the contract.
Mike Guth
http://michaelguth.com/prose.htm


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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=610212368
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Category: Consumer Law
Location: TN
Subject:  Estimate On Services Rendered

Veterinarian Gave Me Estimate Of About $200 For Treatment Of My Dog/Then Charged Me $400,Now Taking Me To Court,He Hired Attorney I Don't Have The Money For One,I Thought You Could Not Go Over 10% Of The Original Estimate,What Are My Options,Or Defense In Court Ihave To Be In Court Next Monday Nov 16,2004 I Need Some Help In This Matter I Live On Fixed Income Paid Him The 1st$220 Now He Wants Another 200 Plus Cost


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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=702631854
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Category: Consumer Law
Location: TN
Subject:  Re: Estimate On Services Rendered

You will need to go to court and tell the judge exactly what you have said here. Did the vet give you the estimate in writing or just orally? Without an estimate in writing, it will be your word against his. He can also say his estimate was for initial treatment, but then he found a separate problem requiring an additional $200 in services. Do you have any witnesses on your side or do you know any other people who could testify that this vet has overcharged them as well?
You should tell the judge that you want a strict accounting for what services were performed for $400, and that you are willing to pay no more than $200 for the original services, because an oral contract was formed between you and the vet.

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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=90980430
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Category: Credit, Debt and Collections Law
Location: TN
Subject:  medical billing errors

Is there a statute of limitations regarding billing for medical services?

I had an emergency c-section after 27 hours of labor and due to a fluke, my husbands insurance wouldn't cover the labor - only the birth & subsequent hospitalization...(12/02)
When I rec'd the bill, there were numerous errors (double billing ie: 42 hours of labor on ONE DATE!), which I disputed... (08/03) I paid a huge sum toward the bill and then 5 months later rec'd a larger bill (5/04)...wrote them disputed the charge...5 months later after I faxed (9/04), called etc. to discuss was told they added my daughters bill to mine...proved that insurance paid that...2 months later (11/04) the hospital is saying they found they had removed one day of labor and added it back in last September (03)?


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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=150864466
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Category: Credit, Debt and Collections Law
Location: TN
Subject:  Re: medical billing errors

There is good news and bad news. The bad news is that Tennessee has a 6-year statute of limitations on breach of contract ations. Failure to pay a hospital bill is a breach of your contract to pay for services. Thus the cause would remain viable until 2008, if it was performed in 2002.
The good news is that the Richard Scruggs lawfirm in Mississippi has filed about 46 class action lawsuits against hospitals who charge the uninsured the full retail price for services. Scruggs is arguing that the hospitals should in fact eat more of the costs as part of their tax benefit of having nonprofit status.
In light of those lawsuits, many hospitals are voluntarily re-examining their policies on billing full price to patients who are self-insured with health savings accounts or are uninsured, which may be the case for you.
I would contact the billing dept. of the hospital and tell them you are willing to pay the insurance contracted price or even the Medicare/Medicaid price that the hospital bills for the same service. However, you would prefer to take part in a class action lawsuit against the hospital before you would pay the full retail price.
You will have more credibilty if you get on the Internet and research the Scruggs lawfirm and the hospital lawsuits and can show your local hospital that you have done your homework, and you mean business!


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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=342825445
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Category: Consumer Law
Location: TN
Subject:  a company's responsibility for damage

we took my daughters car to have some work done on the shocks and when the worker was driving the car up on to the ramp to raise the car, he busted the neon light bulbs under the car. When we heard the bulbs scraping and cracking we asked him to stop but he didn't and the bulbs are damaged. All we want is for them to replace the bulbs and have them re-installed. Are they responsible for the damage?


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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=427841121
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Category: Consumer Law
Location: TN
Subject:  Re: a company's responsibility for damage

Based on the facts you allege, the car repair shop was negligent and should be held liable for the damage to the car lights. You can file a claim against them in General Sessions Court and get the matter resolved in a little over a month.


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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=921891409
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Category: Consumer Law
Location: TN
Subject:  Trouble with a new vehicle

I bought a new car in August from a saleswoman that I have dealt with before.When I bought the vehicle she told me it was all wheel drive.I thought of her as a friend so I didn't question.Turns out the car is only front wheel drive.Thats not what I thought I bought.I do not want this car.I called her but she said that it was just too bad.What can I do?


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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=386323209
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Category: Consumer Law
Location: TN
Subject:  Re: Trouble with a new vehicle

This is a fairly easy case to resolve. Was your agreement with the sales clerk entirely oral? Is there any written contract you signed to purchase the car that specifies the car was a four-wheel drive? If not, then it is just your word against hers. No judge will rescind a contract, particularly where you have driven and used the vehicle, without written evidence of the four-wheel drive representation. A judge will assume if that feature was so important to you, then you would have definitely either tested the car on rough terrain or asked someone to verify it was indeed a four-wheel drive vehicle.


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Question: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=519412739
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Category: Health Care Law
Location: TN
Subject:  md office lied about referral

my pcp referred my son to a pediatric cardiologist after finding he had a heart murmur. i told them to make sure that the ped. cardiologist was in my insurance network. they told me that he was and it was okay for me to take my son to see him. i am now recieving a bill from this md. i called my insurance company to find out that my pcp sent the referral in a month later than the appointment and that it was denied because he (cardiologist) wasn't in the network. am i responsible for this bill or should my pcp have to take care of it since it was their fault. what are my rights? thank you in advance for any thoughts on this.


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Reply: http://www.lawguru.com/cgi/bbs/mesg.cgi?i=524424986
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Category: Health Care Law
Location: TN
Subject:  Re: md office lied about referral

It sounds like the PCP is at fault. Why don't you call your HMO and complain that the PCP did not do his job properly, and ask the HMO to pay the cardiologist bill out of their profits -- or at least negotiate payment for an insurance carrier rate, which is always less than the amount charged to the general public.